What Is the Chapter 13 Disposable Income Test and Why is it Necessary?

Chapter 13 bankruptcy provides many individuals with their best possible option for debt relief. Unlike Chapter 7 bankruptcy, Chapter 13 enables debtors to eliminate debt without losing any personal assets. Rather than liquidation, Chapter 13 provides a restructured payment plan...
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What Are Bankruptcy Exemptions?

When it comes to filing for bankruptcy, there are many things you need to understand. One of these is what bankruptcy exemptions are and how they work. Exemptions are items or property that you can keep when you file for...
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What Should I Know Before Talking to a Bankruptcy Attorney?

Before you talk to a bankruptcy attorney, it is important that you know what your options are. Filing for bankruptcy can be an extremely confusing process, and it will benefit both the client and the lawyer if there is no...
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How Do I Know if Chapter 7 Bankruptcy is the Right Choice for Me?

Filing for Chapter 7 bankruptcy is a big decision that can have a lasting impact on your financial future. But for some people, it may be the right choice. Here's what you need to know about Chapter 7 bankruptcy and...
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What Are the Typical Benefits of Filing for Bankruptcy?

Many Americans have a stigma attached with filing for bankruptcy and see it as a last resort. Filing for bankruptcy can be a stressful and overwhelming experience, especially without an experienced attorney. And, most people would avoid it if at...
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What Is a 341 Meeting in Bankruptcy?

Filing for bankruptcy offers many benefits to an individual with insurmountable personal debt. Bankruptcy offers a restart on your financial situation and removes the pressure of many debts. It can be a daunting process for many individuals. Bankruptcy law is...
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Ways to Rebuild Credit After Bankruptcy

Filing for bankruptcy offers many benefits to an individual with insurmountable personal debt. Bankruptcy offers a restart on your financial situation and removes the pressure of many debts. While nobody ever wishes to find themselves in the position of filing...
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Filing for Small Business Bankruptcy – What You Need to Know

Individuals and large businesses in the U.S. have long been able to file for bankruptcy with relative ease. Unfortunately, small businesses have often received less support in U.S. bankruptcy courts. This changed in early 2020 with the Small Business Reorganization...
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10 Questions to Ask Your Bankruptcy Attorney about Filing Chapter 7

Filing for bankruptcy can be a difficult decision, but it may be the best option for getting out of debt. Before you take any steps, it's important to talk to a bankruptcy attorney and ask some important questions. What is...
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How Do I Know if Bankruptcy is the Right Choice for Me?

If you're struggling with debt, you may be considering bankruptcy as a way to resolve your financial problems. Bankruptcy is a serious decision that should not be taken lightly, and there are several factors you should consider before making a...
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