Blue Bee Bankruptcy Blog

Most of what bankruptcy touches is decided the moment you file. What you own that day goes into the estate, and what comes later is usually yours. There is one narrow exception, and it catches people at the worst possible...

For a lot of Utah families, the tax refund is the biggest single check that arrives all year. It is also the asset that catches more bankruptcy filers off guard than almost any other. The reason is timing. A refund...

When one spouse is drowning in debt, the first question a married couple asks is almost never about the law. It is about each other. Do we do this together, or does just one of us file? There is no...

If you live in a planned community or a condo building in Utah and you have fallen behind on your association dues, bankruptcy can help. It just may not work the way you expect. Most debts get treated as a...

If you are thinking about bankruptcy, you have probably asked the question almost every Utah filer asks first. How long will this stay on my credit report? Here is the direct answer. A Chapter 7 bankruptcy can appear on your...

Before you can file for Chapter 7 or Chapter 13 bankruptcy, federal law requires you to complete a credit counseling course. This is not optional, and skipping it or getting the timing wrong can mean your case is dismissed before...

The moment you file for bankruptcy, something powerful happens automatically, without a hearing, a judge's signature, or any extra paperwork on your part. Every collection call, every threatened repossession, every pending lawsuit against you stops, at least for the moment....

Debt does not stop at retirement age. Rising medical costs, credit card balances carried for years, or a fixed income that no longer stretches far enough can leave older Utahns facing the same financial pressure as anyone else, often with...

For most people considering bankruptcy, the first real question is simple. Do I qualify? The answer for Chapter 7 runs through a calculation called the means test, which compares your household income to the median income for a Utah household...

Most of what gets written about bankruptcy and housing focuses on homeowners and foreclosure. But if you rent your home, the questions feel just as urgent. Can bankruptcy stop an eviction? What happens to your lease? Will any landlord rent...