Thinking about bankruptcy raises a scary question: “Will I lose my retirement?” In most cases, no. Your retirement savings are strongly protected by federal law, and Utah adds even more protection. Below, we’ll walk you through how the rules work...

Filing for bankruptcy is a major financial decision that requires preparation, planning, and guidance. Many people in Utah and across the country turn to bankruptcy when debt feels overwhelming and other options no longer work. Understanding how to prepare for...

Filing for bankruptcy is a big decision, and one of the most common concerns people in Utah have is how long bankruptcy will affect their credit. The good news is that while bankruptcy does remain on your credit report for...

Filing for bankruptcy isn’t just a financial decision—it’s an emotional one. If you feel overwhelmed by debt, you may also carry shame, fear, or even embarrassment. You’re not alone. Thousands of Utah families face the same struggles every year. At...

When you think about filing for bankruptcy, one of the most common fears is losing your belongings. This concern stems from the role of the bankruptcy trustee, especially in Chapter 7 cases where liquidation often occurs. Understanding how trustees liquidate...

Chapter 13 bankruptcy, often regarded as a reorganization bankruptcy, allows individuals with regular income to develop a plan to repay their debts. A critical aspect of this process is the bankruptcy discharge, which represents the completion of the repayment plan...

For individuals struggling with overwhelming debt, bankruptcy may seem like a way to wipe the slate clean. However, not all types of debt are dischargeable in bankruptcy, and tax debt is one of the most complicated areas of this process....

Filing for bankruptcy is often seen as a last resort for individuals facing insurmountable debt. While it can provide the relief needed to regain financial control, one of the most common concerns people have when considering bankruptcy is its long-term...

When people hear "bankruptcy," they think financial ruin, damaged credit, and social stigma. The media portrays bankruptcy as a devastating last resort that marks the end of financial life. However, this narrative overlooks numerous hidden benefits that bankruptcy provides to...

If you're drowning in debt and facing constant phone calls from creditors and collection agencies, you're not alone. Millions of Americans struggle with overwhelming debt, and the relentless harassment from collectors can make an already stressful situation feel impossible. Bankruptcy...