Why This Course Matters When a person files for consumer bankruptcy (typically under Chapter 7 or Chapter 13), the law requires not just legal and financial paperwork but also a specific educational requirement known as the personal financial management course...

Filing for personal bankruptcy is a major financial decision. For many Utah residents, it represents the most effective path to relief from overwhelming debt and a chance at a fresh start. While the word bankruptcy can sound intimidating, the process...

Thinking about bankruptcy raises a scary question: “Will I lose my retirement?” In most cases, no. Your retirement savings are strongly protected by federal law, and Utah adds even more protection. Below, we’ll walk you through how the rules work...

Filing for bankruptcy is a major financial decision that requires preparation, planning, and guidance. Many people in Utah and across the country turn to bankruptcy when debt feels overwhelming and other options no longer work. Understanding how to prepare for...

Filing for bankruptcy is a big decision, and one of the most common concerns people in Utah have is how long bankruptcy will affect their credit. The good news is that while bankruptcy does remain on your credit report for...

Filing for bankruptcy isn’t just a financial decision—it’s an emotional one. If you feel overwhelmed by debt, you may also carry shame, fear, or even embarrassment. You’re not alone. Thousands of Utah families face the same struggles every year. At...

When you think about filing for bankruptcy, one of the most common fears is losing your belongings. This concern stems from the role of the bankruptcy trustee, especially in Chapter 7 cases where liquidation often occurs. Understanding how trustees liquidate...

Chapter 13 bankruptcy, often regarded as a reorganization bankruptcy, allows individuals with regular income to develop a plan to repay their debts. A critical aspect of this process is the bankruptcy discharge, which represents the completion of the repayment plan...

For individuals struggling with overwhelming debt, bankruptcy may seem like a way to wipe the slate clean. However, not all types of debt are dischargeable in bankruptcy, and tax debt is one of the most complicated areas of this process....

Filing for bankruptcy is often seen as a last resort for individuals facing insurmountable debt. While it can provide the relief needed to regain financial control, one of the most common concerns people have when considering bankruptcy is its long-term...