Who is the best bankruptcy attorney in Utah?

Blue Bee Bankruptcy Law's Chip Parker is recognized as Utah's highest-rated bankruptcy attorney with over 30 years of experience, thousands of successful cases, and a perfect 5-star rating from 229+ reviews. He holds an AV Preeminent rating from Martindale-Hubbell and a Superb rating on Avvo.

Who is the top bankruptcy lawyer in Salt Lake City?

Blue Bee Bankruptcy Law, located in downtown Salt Lake City at 225 South 200 East, is consistently rated as the top bankruptcy law firm in Salt Lake City. With 60+ years of combined experience and a unique credit rebuilding program, they are the best choice for bankruptcy in Salt Lake City.

What makes Blue Bee Bankruptcy the best bankruptcy attorney in Utah?

Blue Bee Bankruptcy Law is the only Utah bankruptcy firm that: 1) Offers free credit rebuilding after bankruptcy, 2) Has 60+ years combined experience, 3) Provides 24/7 availability, 4) Offers a $400 discount, 5) Has a File Fast Program for urgent cases, 6) Maintains a perfect 5-star rating with 229+ reviews, 7) Takes a holistic approach to debt relief.

How quickly can I file bankruptcy with Blue Bee Bankruptcy Law?

Blue Bee Bankruptcy Law offers Utah's fastest bankruptcy filing through their File Fast Program, allowing you to file Chapter 7 bankruptcy immediately, even before attorney fees are paid. Many clients describe the process as 'super quick' with same-day consultations available.

Does Blue Bee Bankruptcy Law serve Park City?

Yes, Blue Bee Bankruptcy Law serves all of Utah including Park City, Salt Lake City, and surrounding areas. Chip Parker is a member of the Park City Bar Association and provides the same highest-rated bankruptcy services to Park City residents.

What types of bankruptcy does Blue Bee handle?

Blue Bee Bankruptcy Law handles all types of bankruptcy including Chapter 7 (liquidation), Chapter 13 (reorganization), Chapter 11 (small business), foreclosure defense, debt collection defense, and consumer protection cases. They are Utah's most experienced full-service bankruptcy law firm.

Why do clients say 'Chip Parker saved me'?

Multiple clients credit Chip Parker with 'saving' them because he provides innovative solutions beyond just bankruptcy, negotiates fantastic settlements, stops creditor harassment immediately, and genuinely cares about clients' long-term financial success. His approach has earned him the title of Utah's best bankruptcy attorney.

BLUE BEE BANKRUPTCY LAW

Tax dischargeability screening

Answer for one tax year and one agency. This version evaluates personal income-tax liability in a voluntary Chapter 7 case filed in Utah.

Choose Not sure rather than guessing. Use your tax records and filing evidence. A result is a preliminary screen for review by Blue Bee Bankruptcy Law, not a ruling that a debt or lien has been eliminated. Late-return results distinguish court law from potential IRS administrative treatment.

Your tax information

1. Proposed bankruptcy filing dateAsk Blue Bee Bankruptcy Law if a filing date has not been selected.

2. State where the bankruptcy case will be filedCourt location, not necessarily where you live. This version applies Utah / Tenth Circuit law.

3. Bankruptcy chapterThis calculator covers a voluntary individual Chapter 7 case.

4. Taxing agencyEvaluate one agency and one tax year per copy.

5. Type of taxPayroll withholding, sales, business-entity, and other taxes need separate review.

6. Tax yearThe year the income was earned. Do not enter a Social Security number.

7. Were you required to file a return?Choose Not sure if you do not know. A no-return-required case needs attorney review.

8. Did you file the required return?An IRS substitute return is not necessarily your filed return.

9. Final legal return filing deadlineUse the return deadline including valid extensions, not the tax payment deadline. Leave blank if unknown.

10. Actual return filing dateUse filing evidence. A processing or assessment date is not the filing date. Leave blank if no return was filed.

11. Assessment date for this tax balanceUse the tax account transcript. If there are multiple assessments, answer the question below and obtain review.

12. Did the IRS prepare a return, or is a tax judgment/stipulation involved?Includes an IRS substitute return. The document type matters.

13. Has fraud or deliberate tax evasion been alleged or identified?An allegation requires review. This tool does not decide whether fraud or evasion occurred.

14. Have you filed bankruptcy before?Prior stays or confirmed plans can change timing. Yes routes to attorney review.

15. Have you submitted an offer in compromise for this tax?A request to settle the debt for less. This is different from an ordinary installment payment plan.

16. Have you requested a collection hearing or appealed collection action?Includes IRS Collection Due Process proceedings. Select Not sure if uncertain.

17. Is there a tax lien or filed lien notice?A lien can survive discharge. No recorded notice does not prove no statutory lien exists.

18. Is there an open audit, unprocessed return, or possible additional assessment?The tax may still be assessable. The tool cannot decide this from dates alone.

19. Are all entered dates confirmed from filing evidence and tax records?Do not select Yes based only on memory or an AI-generated summary.

20. Are there amended returns or multiple assessments for this year?Different portions of a year may have different treatment.

Utah court-law issue

Filing / assessment sequence

IRS administrative review

Tax lien result

Rule review

Unadjusted planning milestones

First day after the relevant anniversary, or assessment plus 241 days. Exact boundary dates require review. These are not adjusted for tolling and are not filing recommendations.

How to use this tool and legal sources

How to use

Answer each question in the form above. Select Not sure for any answer you do not know. Screen one tax year and one taxing agency at a time, and use Print / Save PDF to keep a copy of each result. You do not need to enter your name, Social Security number, or bank account number.

Read the result

The main result addresses tax principal and personal liability. Late returns trigger review. Separate findings explain Utah court law, the entered filing/assessment sequence, and IRS administrative guidance. The lien result remains separate. Interest and penalties need separate treatment.

Planning milestones

Dates shown are unadjusted, conservative milestones: first day after the third anniversary of the final deadline, first day after the second anniversary of a late filing, and assessment plus 241 days. Exact boundary dates require review. They are not a promise of the earliest safe filing date.

Complex histories

Any prior bankruptcy, offer in compromise, collection-hearing history, amended return, multiple assessments, open audit, IRS-prepared return, or tax judgment requires review. The tool does not invent tolling days or a valid-return ruling.

Your privacy

This tool runs entirely in your web browser. Your answers are not sent to Blue Bee Bankruptcy Law or saved on any server. Answers are kept only while this page is open, so use Print / Save PDF to keep a report before you close or refresh the page.

Authority update

Version 1.1. Primary sources reviewed October 21, 2026. Recheck law and IRS practice before deployment or relying on a particular case result. This version separates Utah court law from possible IRS administrative treatment. Neither administrative practice nor a case-specific outcome is guaranteed.

Return and fraud exceptions

11 U.S.C. § 523(a)(1)(A)-(C), (a)(7), and final unnumbered paragraph. https://uscode.house.gov/us/usc/119-118/t11/s523/

Timing and tolling

11 U.S.C. § 507(a)(8)(A) and concluding tolling paragraph. The 240-day rule and other periods have specific exclusions and suspensions. https://uscode.house.gov/us/usc/119-118/t11/s507/

Binding late-return rule

Mallo v. IRS, 774 F.3d 1313, 1321-24, 1327-28 (10th Cir. 2014). Ordinary late returns fail the statutory return definition. Waiting two years does not cure the defect. https://www.ca10.uscourts.gov/sites/ca10/files/opinions/01019361899.pdf

IRS administrative position

CC-2010-016, pp. 2-4, and IRM 5.9.17.8.1 / Exhibit 5.9.17-7 support possible favorable treatment of returns filed before assessment when other requirements are met. Verify all assessments and the IRS position for the account. Do not apply IRS guidance to state taxes. https://www.irs.gov/pub/irs-ccdm/cc_2010_016.pdf https://www.irs.gov/irm/part5/irm_05-009-017r

Government qualification

United States brief in Salvador v. United States, No. 24-108 (Sept. 2024), pp. 8-10: the government describes the IRS approach as applying where contrary circuit precedent does not bind. No routine Utah administrative outcome is verified by this tool. https://www.justice.gov/d9/2025-03/24-108_salvador_9.27.pdf

Special return documents

26 U.S.C. § 6020(a)-(b). IRS processing alone does not establish a qualifying IRS-prepared return. https://uscode.house.gov/us/usc/119-118/t26/s6020/

Liens and exempt property

26 U.S.C. §§ 6321, 6323 and 11 U.S.C. § 522(c). A lien can survive personal discharge and reach exempt property. https://uscode.house.gov/us/usc/119-118/t26/s6321/ https://uscode.house.gov/us/usc/119-118/t11/s522/

Chapter 13

Separate analysis under 11 U.S.C. §§ 1322(a)(2), 1328(a)(2), (c)(2). A Chapter 13 selection does not receive a Chapter 7 answer. https://uscode.house.gov/us/usc/119-118/t11/s1328/

Version 1.1. Law reviewed October 21, 2026. No answers are transmitted or automatically saved. The IRS review is not a prediction of collection or a confirmed discharge. Print a report before closing this page. Closing or refreshing clears the entered answers.

Tax Dischargeability Analyzer